Housing affordability is at the center of so many conversations lately—and for good reason. Recent calls from banking, homebuilding, and government leaders are urging Congress to address critical gaps in federal housing reform, especially as more Americans struggle to buy a home. It’s become clear that even large commitments from lenders and rental platforms can’t solve the fact that, in many markets, middle-income buyers are being priced out. For instance, one banking executive shared that the income needed for a typical middle-income home has jumped to $124,000 after nearly doubling in five years, while 169 out of 390 metro areas simply don’t have enough available homes.
The behind-the-scenes costs are staggering—industry groups estimate fees and related building expenses now add $131,000 to the price of a new home. And let’s not forget how local politics, red tape, and compliance demands can make or break a project’s success. As someone who guides buyers and sellers through all kinds of real estate transactions, I see the impact of these barriers every day. That’s why I make it my mission to listen closely, help you navigate tough situations, and point you to the right resources—because finding the right match isn’t just about the property, but understanding the entire landscape together.
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