Bridging the Gap: Steps Toward Affordable U.S. Homeownership

With home affordability on so many minds, here’s a reality check: the average American household earns $22,197 less than what’s needed to comfortably afford a typical home in the U.S. Right now, buyers need an average income of $109,796 to make that purchase—well above the national median. There is a positive note: as incomes are rising faster than home prices, 34.2% of listings are now within reach for more people, up from 30.5%. When I help clients navigate options—whether you’re buying your first home, moving up, or selling—I focus on getting creative with budgets and finding the right fit. Listening carefully and matching needs to opportunities is what I do best, and it’s how I’ve built my reputation one referral at a time.